Robinah is the bubbly owner of a small business that rents tents and chairs and sells soft drinks and beers for parties. She’s been doing this for several years. She recently obtained a loan of 4.5 million Ugandan shillings from BRAC to expand her business. Previously she worked with another bank but decided the interest rate was too high. BRAC’S terms were more reasonable, interests rates were lower and funds available in a few days.