Kiva‘s highly innovative, peer-to-peer lending platform has attracted 2.2 million lenders who are ordinary individuals motivated to lend without profit to help entrepreneurs improve their businesses. Kiva fills a critical funding gap by providing small but innovative organizations with capital at below-market interest rates, where few other commercial investors are interested in taking risk. This allows Kiva to provide much-needed services to underserved client segments, like smallholder farmers. This project strengthens organizations that are serving smallholder farmers with financial services. The project will work with 50 small microfinance and social enterprise to develop and test new products to reach 680,00 clients.